Employment solutions provider for SMEs, Employment Hero, released modelling that shows businesses will need significantly more working capital to comply with the federal government’s new Payday Super rules.
From 1 July 2026, employers will be required to pay superannuation guarantee contributions within seven calendar days of each payday – a shift from the current quarterly payment cycle. The goal is to protect workers' retirement savings, but for many small businesses, the change could bring cashflow and compliance challenges.
Employment Hero’s survey found that 65% of SMBs expect the new rules to have a moderate to major impact on daily operations. A third said they’ll need to build considerably larger cash reserves to prepare for the change, while 15% weren’t even aware of the changes.
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