SMSF structures explained

If you are considering setting up a self-managed super fund (SMSF), different rules apply depending on whether it has an individual trustee or corporate trustee structure.

 For an individual trustee structure:

 1. The fund consists of two to six members.

2. Each member must be a trustee.

3. A member cannot be an employee of another member unless they are relatives.

4. Some states and territories restrict the number of trustees to fewer than six.

 For a corporate trustee structure:

 1. The fund also consists of two to six members.

2. Each member must be a director of the corporate trustee.

3. A member cannot be an employee of another member unless they are relatives.

4. Directors need to have a director identification number.

The rules for these structures are different for SMSFs with only one member.

 

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