Business confidence strong, but spending plans shift

Small business confidence remains high, even as many owners adopt a more measured approach to growth.

 

Small business confidence remains high, even as many owners adopt a more measured approach to growth.

CreditorWatch’s latest survey found 76% of business leaders are upbeat about the future, with a similar number actively exploring new markets. But caution still dominates decision-making: 63% are deferring big-ticket investments and 43% are pausing recruitment.

Customer behaviours are adding complexity. Longer approvals, tighter budgets and more price comparison are all making it harder to land work or lock in sales.

Despite that, most leaders are planning to invest in 2026 – just in different ways. Technology is the biggest focus, followed by marketing and new services.

A good accountant can help you navigate this kind of landscape. Whether it’s budgeting for growth or identifying opportunities to cut waste and boost profitability, they’ll ensure your strategy is grounded in numbers.

 

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